Your insurer pays what your car is worth today. We help you replace it.
If your car’s written off, your insurer pays you today’s value, not tomorrow’s replacement cost. That difference can cost you thousands. Carmaxx covers the gap, so you don’t have to.
Illustrative
The difference between your insurer’s payout and the cost of a comparable new replacement.
The difference between your insurer’s payout and your plan’s agreed replacement value.
† OEM parts coverage applies to the New Vehicle Replacement plan only. Every benefit above is subject to the conditions, limits and exclusions in your policy wording. Full details on the coverage page →
A shield around every mile
Your primary policy protects the car’s current value. Carmaxx protects your ability to replace it. It’s a second layer that sits quietly behind the one you already have, and only steps forward on the worst day.
Nothing about your existing auto policy changes. Carmaxx pays on top of their settlement.
A single premium, paid when you buy, covering the full term of the policy. There’s no annual re-rating.
Deductible reimbursement, OEM parts and key fob replacement apply to everyday repairs too, not just total losses.
In our customers’ words
Drivers and dealer partners on what it’s like to work with us.
“The dealer explained it in about two minutes and it actually made sense. I’d been offered something similar on a previous car and couldn’t follow a word of it.”
“I phoned with a question about what was and wasn’t covered and got a straight answer from a real person, first try. That’s rarer than it should be.”
“It’s an easy conversation to have with customers, because there’s no fine print I have to apologise for afterwards.”
Free, no obligation, and no credit check. About a minute of your time.
Sold at the dealership, supported after the sale
Carmaxx is offered through B.C. dealer and broker partners. We handle enrolment and coordinate directly with the dealership. Partnerships are open: talk to us about adding Carmaxx to your insurance line-up.